Q: Is getting a payday cash advance loan the same as going to a bank for a personal loan?
A: No, a bank would require you to have relatively good credit, and possibly either a co-signer or collateral. Payday loans are much simpler. No credit checks are required, and no co-signer or collateral is needed.

Q: I get paid monthly, can I still get a payday loan?
A: Yes, you and your loan officer will discuss the repayment terms of the loan according to your paycheck dates.

Q: How often can I get a payday loan?
A: As long as your account remains in good standing, you can get a payday cash advance loan as often as you need.

Q: What do I do if I don't have a fax machine or don't have access to one?
A: You're in luck, no faxing is needed. After you apply online, you will receive instructions on further steps you will need to take.

Q: Do you offer payday cash advance loans to people who live in rural areas?
A: Absolutely, if you are a resident of the US, you are eligible to receive a loan, no matter where you live.

Q: I am self-employed, can I get a payday cash advance loan?
A: Of course, but we will need to see documenation of verifiable income.

Q: If I re-pay all my payday loan debt on time, can you report it to the credit bureaus as "good credit"?
A: No, we don't report on time payments to the credit bureaus.

Q: How old do you have to be to get a payday cash advance loan?
A: You must be at least 18 years old to apply.

Q: Can a college student be approved for a payday loan?
A: If you are a working college student. Our income guidelines require applicants to have a montly income of at least $800.

Q: How long do I have to wait to receive the funds?
A: That depends upon you. If you have all of the required documents such as proof of income, proof of identity, and an open US bank account, funds could be deposited into your account within an hour to 24 hours.